5 first-person stories of Russians who themselves earned an apartment

Several real stories of Russians who themselves were able to earn their own rent and how.

Alexey, 32 years old

“I must note that I differ from all my peers, friends and acquaintances by incredible frugality. For example, earning 80 thousand, I could spend 15 on myself, on life, and save everything else, either to the bank at interest, or just under a pillow in dollars. I started my "professional" career at the age of 18, worked as a courier, the salary was 25 thousand a month. At this time, I lived with my parents, so I saved almost the entire amount, spent as little as possible. At the age of 25, I started working as a manager in a web studio, with a salary of 50 thousand. And at the same time he bought his first car, a new Citroen. And even there was still. Over time, my salary became 80 thousand. By the age of 30 I managed to accumulate 4.5 million. 3 million I borrowed from relatives, friends and parents. As a result, I bought an apartment in Moscow for 7.5 million, not on a mortgage, but immediately, already renovated. Someone will say that I lived a boring life, did not travel, did not have fun. But come on, all my friends live in rented "flawed" apartments. And now I have an apartment, a wife, a child, and we do not deny ourselves anything ”.

Peter, 33 years old

“The maternity capital, the sold car, and the parents, of course, helped us buy a two-room apartment near St. Petersburg. The first one was 408,000 rubles, a car - 370, parents - about 20 a month. My salary is 45,000, my wives are 30. The apartment was bought not on a mortgage, but on an installment plan. without overpayment twice. It cost us 3 million without finishing. "

Mikhail, 47 years old

"I am a computer programmer. I never considered my salary high, my colleagues received more than mine. The wife worked, but her income was always very small, below average.

I bought my first apartment in 1998, saved up for it for three years, and borrowed a little from my relatives. When I got divorced, I had to buy another apartment, this was in 2007. I took a dollar mortgage, the conditions were simply onerous, so until I paid it off, instead of a table, we had a box from under the refrigerator. In 10, my daughter was born, I had to buy a bigger apartment, again took out a mortgage and paid everything off. Now buying real estate is generally the very thing, prices have dropped dramatically in the Moscow region, a lot of friends are buying good apartments. "

Yana, 40 years old

“I have a child, cats and a dog. I work as a hairdresser-stylist. At the same time, she was able to buy a two-room apartment on a mortgage, paid for three years. Quite large, 60 meters, near Moscow. It cost me 4 million rubles with interest. I bought it in a house under construction. Of course, I was helped by the fact that I sold an old apartment in the region for 1.2 million. I had to pay 72,500 rubles every month, it was very difficult, since my salary was usually no more than 100 rubles. And it was impossible to save on a child, and you need to rest, at sea, I think, without a reboot anywhere. Honestly, no personal life, I felt like a driven horse for several years. But my apartment is worth it, besides, I have grown a lot from a professional point of view, the tips have become higher, the clients are satisfied. "

Vladislav, 35 years old

“I came to Russia 11 years ago and started working as an electrician on a shift for 30,000. In addition, I entered to study. Now my income is almost 200 thousand per shift, I work as an engineer, bought an apartment on a mortgage, and now I am building a dacha. I, of course, do not consider myself Robinson Crusoe, but if a person wants, he will achieve it. And everything else is just an excuse. "